When it comes to purchasing a car,
You're in the driver's seat.

Our secure online credit application makes getting financing a quick & efficient process.

We're Here To Help

Like most buyers, you may need financing to get the vehicle you want. What you don't need is a long drawn-out hassle to get it. Our user-friendly on-line credit-application process takes you from start to finish. It requires just a few a minutes of your time and a few personal details which we do not share.

It's really that easy. Get started today.

A Little Knowledge Can Make A Big Difference.

Financing
Factors

Choice of Vehicle/Trade

The loan rates available to you will be based on the year, model, and final cost of the vehicle you choose.

Credit History/Employment

Your rates are based on numerous factors such as income, employment and credit history, including the number of open balances and late payments.

Down Payment/Interest Rate

The more money you can put down the higher your chances are of being approved and the lower your rates are likely to be.

    Your Credit
    Score

    Before applying for credit, it's always helpful to know your credit score which can measure from 350 to 850. The higher your credit score the less you are considered to be a risk. That translates to a lower interest rate. However, whether or not you know your credit score you can still use our credit application tool.

    Factors Effecting Your Credit Score

    Number of open credit accounts, loan and credit card payment history, amount of debt compared to annual income, frequency of credit inquiries, and number of liens and judgments.


    To learn your credit score you can contact the three main credit reporting agencies:

    Experian Logo

    Experian:

    www.experian.com
    (888) 397-3742

    Equifax Logo

    Equifax:

    www.equifax.com
    (800) 685-1111

    TransUnion Logo

    TransUnion:

    www.transunion.com
    (800) 916-8800

    You Make The Choice. We Make It Easy.

    Every part of the car buying process should be simple. That includes determining your car payment which is just as easy our pre-approval process thanks to our on-line payment calculator. Just choose your vehicle and we'll tell you what you can expect to pay each month. Whatever your credit situation and budget, we've got a car for you at a payment you can afford.

    It's easy. It's quick. It's safe. Get started today.

    Hyundai Finance FAQs

    Find answers to common Hyundai financing and leasing questions at MetroWest Hyundai, including online financing, credit situations, ITIN financing, lease returns, trade-ins, and special programs for Framingham and MetroWest-area shoppers.

    Can I apply for Hyundai financing online before visiting MetroWest Hyundai?+
    Yes. MetroWest Hyundai provides an online finance application that lets you begin the financing process before visiting the dealership. You can submit your information from home and continue the process with the finance team.
    Can I apply for financing if my credit history is limited, new, or less than perfect?+
    Yes, you can apply. MetroWest Hyundai says it works with customers across a range of credit situations to explore financing options. Approval, rates, down payment requirements, and final terms depend on your individual application. You can start through the dealership’s Finance Center.
    Can I finance a vehicle with an ITIN and passport instead of a Social Security number?+
    Yes. MetroWest Hyundai offers a dedicated ITIN financing program for shoppers using an ITIN and passport and states that a Social Security number is not required for this program. Qualification and final financing terms still depend on the individual application.
    Should I lease or finance my next Hyundai?+
    The right choice depends on your budget, driving habits, and whether you want to own the vehicle long term. Leasing can offer a lower monthly payment in some situations but includes mileage and customization limits, while financing builds equity toward ownership. MetroWest Hyundai’s Finance Center can help you compare both options.
    What are my options when my Hyundai lease is ending?+
    You may be able to return your Hyundai, purchase it, move into another Hyundai, or discuss other available lease-end options. MetroWest Hyundai’s Lease Return Center can help you prepare for the return process and review your next steps.
    Can I trade in my current vehicle and use its value toward my next purchase or lease?+
    Yes. MetroWest Hyundai offers a Kelley Blue Book Instant Cash Offer to help you determine your current vehicle’s value. That value can be considered as you plan your next purchase, and the finance team can explain how any available trade equity would apply to your transaction.
    How much of the vehicle-buying and financing process can I complete online?+
    MetroWest Hyundai lets you complete several early shopping and financing steps online. Through its Buy Your Car Online tools, you can explore vehicles, customize payments, value your trade, and begin financing before visiting the dealership.
    Are Hyundai college graduate, military, or first responder programs available?+
    Yes. MetroWest Hyundai has dedicated programs for eligible college graduates, military members, and first responders. Eligibility and program terms can change, so review the current College Grad, Military, and First Responders pages for current details.